Privacy Policy
Last updated 27 August 2026
This site sets no cookies, runs no advertising trackers, and does not sell or share your information. What follows is the complete account of what we do collect, and why.
What we collect, and only when you give it to us
Reading this site collects nothing about you personally. We ask for information in exactly one place: the two-minute qualifier form. If you fill it in, this is the complete list of what is recorded.
| What | Why we need it |
|---|---|
| First and last name | To know who we are replying to |
| Email address | To send you the answer |
| Phone number | To call you, if that is easier than writing |
| Annual income | To tell you honestly what you may qualify for |
| Monthly debt payments | Same — it is half of the calculation |
| Down payment available | To say which loan programmes are open to you |
| Credit range you select | A band you choose, not a credit pull. See below |
| Employment type | Different programmes document income differently |
| Which page you were on | So the reply is about the loan you were reading about |
| Campaign tags in the link you followed | To know which pages are worth writing more of |
| Your IP address and browser identifier | Recorded with the submission to limit abuse of the form |
We do not pull your credit from this site
The credit field is a range you select yourself. Submitting the form triggers no credit enquiry of any kind, soft or hard, and has no effect on your score. A real credit check happens only later, in a formal loan application, and only after you have agreed to it.
How long we keep it
Form submissions are stored for 90 days and then deleted automatically. That deletion is set on the record when it is written, not run as a periodic clean-up, so it does not depend on anyone remembering to do it.
Separately, your enquiry arrives as an email in our mailbox and is retained there as part of our business records for as long as we are required to keep them. If you later become a client, information you give us during a loan application is governed by the disclosures you receive in that application, not by this page.
Who else sees it
Three companies, each doing one job:
- Cloudflare hosts this site and stores form submissions for the 90 days described above.
- Mailgun delivers your enquiry to our mailbox as an email.
- ARIVE runs the loan application, which opens in a window from this site. Nothing you type on this site is passed to it, and it collects information under its own terms once you begin an application there.
That is the complete list. We do not sell your information, we do not share it for advertising, and we do not give it to lead buyers. We may disclose information if the law requires it — a subpoena, a court order, a regulatory examination.
Cookies and tracking — there are none
This site sets no cookies. It stores nothing in your browser. It loads no fonts, scripts, images or trackers from anyone else's servers — a rule enforced automatically when the site is built, not by anyone remembering it.
Our host counts page views in aggregate so we know which pages people read. That count uses no cookie and does not identify you or follow you to other sites.
The one exception is the loan application window, which is operated by ARIVE and behaves according to their policies once you open it.
Your choices
- To stop hearing from us, see Communication Opt-Out.
- To ask what we hold about you, or to have it deleted, email hello@clearpathidaho.com. We will confirm what we have and delete it on request, unless a law requires us to keep it.
- To confirm we do not sell or share your information, see Do Not Sell or Share.
We do not require you to have an account, and we do not treat you differently for exercising any of these choices.
Financial privacy
As a mortgage broker we are a financial institution under the Gramm–Leach–Bliley Act, and information you give us in connection with a loan is nonpublic personal information. We restrict access to it to people who need it to do the work, and we maintain physical, electronic and procedural safeguards to protect it. If you proceed to an application, you will receive our full privacy notice as part of that process.
Children
This site is not directed to children under 13 and we do not knowingly collect their information.
Changes
If we change what we collect or how long we keep it, we change this page and the date at the top of it. The date is the record of when it was last true.
Who this policy is about
ClearPath Idaho and ClearPath Utah are part of Capital Financial Group, Inc. – NMLS #3146. Idaho Mortgage Broker/Lender License MBL-2080003146. Kelly David Sansom, Mortgage Loan Originator, NMLS #2510508, Idaho Mortgage Loan Originator License MLO-2082510508.
Questions about this page? Email hello@clearpathidaho.com or call (208) 806-1224.